Do I have to start with the plan before Ongoing Planning?

Usually, but we may agree to start directly.

If I start Ongoing Planning directly, do I pay the planning fee?

No. By agreement, there's no planning fee; we develop your plan during the first few months.

If I finish the plan and later choose Ongoing Planning, is the planning fee credited?

No. The planning fee is not credited toward ongoing fees.

Is tax preparation included?

No. It's offered separately by Step By Step Tax Solutions, LLC, a separate firm also owned by Kevin, under its own engagement letter. It's optional, and many of our clients keep their own tax preparer.

How much does it cost to get a financial plan?

One flat fee, set before you start. No hourly billing, and nothing added later.

Financial Planning

$4,000per household

Clear answers to your biggest financial questions
A written plan built around your priorities
Your next steps, in order, each with a suggested completion date
Time with Kevin to walk through every recommendation
No accounts to move
No long-term commitment

Pay over 60 days: $2,000 to start, then $1,000 at 30 days and $1,000 at 60 days, by ACH from your bank account. If you change your mind within five business days of signing, you get a full refund.

No fee for the Initial Call or discovery meeting.

Schedule Your Initial Call See What's Included

Single or married, $300,000 or $5 million, the fee doesn't change.

Continuing after your plan

For continued help carrying out your plan, see Ongoing Planning below.

	Financial Planning	Ongoing Planning
The service	A one-time written plan for one flat fee. You keep your accounts where they are and carry out the plan yourself.	We manage your investments at Fidelity and keep your plan current, for an annual fee based on the assets we manage.
What you pay	$4,000, once	Asset-based fee
How long	90 days	As long as you choose
Your accounts	Stay where they are	The accounts we manage move to Fidelity. We help with the transfer.

Financial Planning

The service: A one-time written plan for one flat fee. You keep your accounts where they are and carry out the plan yourself.
What you pay: $4,000, once
How long: 90 days
Your accounts: Stay where they are

Ongoing Planning

The service: We manage your investments at Fidelity and keep your plan current, for an annual fee based on the assets we manage.
What you pay: Asset-based fee
How long: As long as you choose
Your accounts: The accounts we manage move to Fidelity. We help with the transfer.

Ongoing Planning fees

Each rate applies only to managed assets within its tier.

First $3 million	1.00%
$3 million to $6 million	0.60%
Above $6 million	0.50%

Billed quarterly, in advance, from your account at Fidelity. There's no minimum fee. Accounts in the same household are combined to set your tier.

See what's included and estimate your fee

Pricing questions

Schedule Your Initial Call

30 minutes, by phone or video. No fee, no obligation, and nothing to prepare.

Want to read the agreement before your discovery meeting? Ask, and we'll send you a copy.

For full details, see our Form ADV Part 2A